So if you care about opting out, now you know how to do it. The site is approved by the Federal Trade Commission. is a website provided by four major credit reporting agencies - Equifax, Experian, TransUnion and Innovis - that allows consumers to opt out of receiving credit card offers by mail. That’s why a website called was created. The government requires the sellers of your financial data - the major credit reporting agencies - to provide a mechanism that allows you to opt out of pre-approved junk mail. Next, you should know that opting out out takes less than five minutes and can be done online. Collectively, junk mail is estimated to cost Mother Earth more than 100 million trees each year. On the selfless side, there are billions of pieces of junk mail sent every year. On the selfish side, companies are selling your financial data - Social Security number, address, payment history and more - to marketers who, in turn, use your information to solicit you as a potential new customer. So let’s go over why you should care about opting out and how to do it.įirst, there are both selfish and selfless reasons to opt out. First, why should I care about opting out? Second, how do I do it? Third, will opting out impact my credit score, overall financial situation or ability to apply for credit cards?Ĭaring, awareness and trust - that’s what it boils down to. I think it’s because consumers aren’t sure of the answers to three questions. Why, then, have so few Americans opted out of pre-approved financial offers? In that case, you may have to politely ask the person dropping off circulars to skip your residence.Would you like to stop companies from selling your financial information for marketing purposes? If you could eliminate junk mail and save millions of trees per year, would you?Īsk 10 people, and you’ll probably get as many volunteers. These services can't stop people from walking around your neighborhood and putting flyers or coupons in your mailbox or on your front stoop - even if you have a placard against soliciting. Just request to be removed from the mailing lists of major junk mail senders: You can make a big dent by taking your address off the biggest marketing lists. ![]() Those advertising flyers addressed to "Current Resident" and blue envelopes full of coupons you never use? They're harder to stop because of the USPS' Every Door Direct Mail service, which mail-bombs neighborhoods by address, not name. How to stop getting coupons and marketing offers PaperKarma costs $4 a month, $25 a year or $60 for a lifetime membership. Snap photos of any junk mailer logo then upload to PaperKarma with the name you want removed, and the service will take care of the rest. PaperKarma is another paid service that can eliminate junk mailers. ![]() DMAchoice is also endorsed by the Federal Trade Commission. It costs $2 for 10 years to request that your name be removed from direct-marketing lists in four categories: credit offers, catalogs, magazine offers and other mail offers. ![]() Read more: How to track a letter or packageĬatalog Choice also recommends registering with DMAchoice, a service run by the Data & Marketing Association that allows you to opt out of commercial mailings. Catalog Choice will either manage the cancellation requests for you or point you to the page on the vendor's site where you can remove yourself. After you register for a free account, search for catalogs by name and then remove yourself or others at your address (such as former residents) from the mailings.
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